Perform transfer

Introduction

Perform transfer is initiated through HTTPS POST request by using URLs and the parameters.
On this stage Connecting Party’s app sends cardholder, device, session data and other parameters straight to Payneteasy to perform funds transfer from card to card.
A lot of criteria checks and filters may be applied, such as BIN, currency, country, blacklisted or not, etc. Depending on the integration, these settings may be customizable.

API URLs

Integration	Production
https://sandbox.payneteasy.com/paynet/dapi/v1/transfer/{endpointId}/{invoiceId}	https://gate.payneteasy.com/paynet/dapi/v1/transfer/{endpointId}/{invoiceId}

Request Parameters

Parameter Name	Description	Value
consumer		`Necessity`: Required `Type`: Object
consumer.device		`Necessity`: Required `Type`: Object
consumer.device.serialNumber	Consumer’s device serial number.	`Necessity`: Required `Type`: String `Length`: 1-50
consumer.email	Сonsumer’s email address, if sent in original card mapping transaction and card reference is being used instead of cardholder data.	`Necessity`: Required `Type`: String `Length`: 3-128
destinationOfFunds		`Necessity`: Required `Type`: Object
destinationOfFunds.card	Only one of these subtypes (card, reference) should be used.	`Necessity`: Required `Type`: Object
destinationOfFunds.card.number	Destination card number (PAN).	`Necessity`: Required `Type`: String `Length`: 9-19
destinationOfFunds.reference	Only one of these subtypes (card, reference) should be used.	`Necessity`: Required `Type`: Object
destinationOfFunds.reference.clientCardId	Destination card reference identifier (on client side).	`Necessity`: Required `Type`: String `Length`: 1-128
session		`Necessity`: Required `Type`: Object
session.accessToken	Access token key received in Optional consumer authentication.	`Necessity`: Required `Type`: String `Length`: 32-128
session.nonce	Value received in Initiate transfer response.	`Necessity`: Required `Type`: String `Length`: 32-128
session.signature	Value received in Initiate transfer response.	`Necessity`: Required `Type`: String `Length`: 32-128
sourceOfFunds		`Necessity`: Required `Type`: Object
sourceOfFunds.card	Only one of these subtypes (card, reference) should be used.	`Necessity`: Required `Type`: Object
sourceOfFunds.card.expiry		`Necessity`: Required `Type`: Object
sourceOfFunds.card.expiry.month	Source Card expiration month.	`Necessity`: Required `Type`: Integer `Length`: 2
sourceOfFunds.card.expiry.year	Source Card expiration year.	`Necessity`: Required `Type`: Integer `Length`: 4
sourceOfFunds.card.holder		`Necessity`: Required `Type`: Object
sourceOfFunds.card.holder.firstName	Cardholder’s first name.	`Necessity`: Required `Type`: String `Length`: 1-50
sourceOfFunds.card.holder.lastName	Cardholder’s last name.	`Necessity`: Required `Type`: String `Length`: 1-50
sourceOfFunds.card.holder.printedName	Cardholder’s printed name (first and last name together). May be used instead of firstName + lastName.	`Necessity`: Required `Type`: String `Length`: 1-50
sourceOfFunds.card.number	Source card number (PAN).	`Necessity`: Required `Type`: String `Length`: 9-19
sourceOfFunds.card.securityCode	Source card security code (CVV).	`Necessity`: Required `Type`: String `Length`: 3-4
sourceOfFunds.reference	only one of these subtypes (card, reference) should be used.	`Necessity`: Required `Type`: Object
sourceOfFunds.reference.clientCardId	Source card reference identifier (on client side).	`Necessity`: Required `Type`: String `Length`: 1-128
sourceOfFunds.reference.securityCode	Source card security code (CVV).	`Necessity`: Required `Type`: String `Length`: 3-4
transaction		`Necessity`: Required `Type`: Object
transaction.amountCentis	Transaction amount, 1.00 EUR = 100 centis.	`Necessity`: Required `Type`: Integer
transaction.currency	Upper case letters (ISO 4217 alpha code).	`Necessity`: Required `Type`: String `Length`: 3
location		`Necessity`: Optional `Type`: Object
location.lat	The latitude specified in the range of -90.0 through +90.0, both inclusive.	`Necessity`: Optional `Type`: Double
location.lng	The longitude specified in the range -180.0 through +180.0, both inclusive.	`Necessity`: Optional `Type`: Double
billing		`Necessity`: Optional `Type`: Object
billing.address		`Necessity`: Optional `Type`: Object
billing.address.city	City name.	`Necessity`: Optional `Type`: String `Length`: 1-100
billing.address.country	ISO alpha3 country code.	`Necessity`: Optional `Type`: String `Length`: 3
billing.address.postcodeZip	ZIP post code.	`Necessity`: Optional `Type`: String `Length`: 1-10
billing.address.state	State is used if present. For example, Los Angeles is in CA state.	`Necessity`: Optional `Type`: String `Length`: 2-3
billing.address.street	Street is used for district names and street names.	`Necessity`: Optional `Type`: String `Length`: 1-50
billing.address.street2	Street 2 is used for long addresses. Usually it contains apartment and building №.	`Necessity`: Optional `Type`: String `Length`: 1-50
billing.phone	Сonsumer’s contact phone number.	`Necessity`: Optional `Type`: String `Length`: 1-20
consumer.birthDay	Сonsumer’s birth day in “ddMMyyyy” format.	`Necessity`: Optional `Type`: String `Length`: 8
consumer.device.imei	Сonsumer’s device international mobile equipment identity.	`Necessity`: Optional `Type`: String `Length`: 14-16
consumer.ipAddresses	Сonsumer’s IP addresses.	`Necessity`: Optional `Type`: List
consumer.ipAddresses[]	Сonsumer’s IP address.	`Necessity`: Optional `Type`: String `Length`: 7-15
order		`Necessity`: Optional `Type`: Object
order.description	Brief transaction description. May be mandatory for certain Acquirer Banks.	`Necessity`: Optional `Type`: String `Length`: 128
order.siteUrl	URL of website associated with the transaction.	`Necessity`: Optional `Type`: String `Length`: 128
order.purpose	May be used for better transaction control or additional checks.	`Necessity`: Optional `Type`: String `Length`: 128

Success Response Parameters

Parameter Name	Description	Value
invoiceId	Transfer transaction identifier.	`Type`: String
session		`Type`: Object
session.token	The session token of transfer transaction.	`Type`: String

Fail Response Parameters

Parameter Name	Description	Value
error		`Type`: Object
error.cause	Cause of the error. Possible values: `INVALID_REQUEST`, `INVALID_CONFIGURATION`, `INTERNAL_ERROR`, `PROCESSING_FAILED`.	`Type`: Enum
error.code	The unique error code.	`Type`: String
error.message	Description of the error.	`Type`: String
invoiceId	Transfer transaction identifier.	`Type`: String

Request Example

{
  "billing": {
    "address": {
      "city": "string",
      "country": "string",
      "postcodeZip": "string",
      "state": "string",
      "street": "string",
      "street2": "string"
    },
    "phone": "string"
  },
  "consumer": {
    "birthDay": "string",
    "device": {
      "imei": "string",
      "serialNumber": "string"
    },
    "email": "string",
    "ipAddresses": ["string"]
  },
  "destinationOfFunds": {
    "card": {
      "number": "string",
    },
    "reference": {
      "clientCardId": "string"
    }
  },
  "location": {
    "lat": "double",
    "lng": "double"
  },
  "order": {
    "description": "string",
    "siteUrl": "string",
    "purpose": "string"
  },
  "session": {
    "accessToken": "string",
    "nonce": "string",
    "signature": "string"
  },
  "sourceOfFunds": {
    "card": {
      "expiry": {
        "month": "integer",
        "year": "integer"
      },
      "holder":{
        "firstName": "string",
        "lastName": "string"
      },
      "number": "string",
      "securityCode": "string"
    },
    "reference": {
      "clientCardId": "string",
      "securityCode": "string"
    }
  },
  "transaction": {
    "amountCentis": "integer",
    "currency": "string"
  }
}

Success Response Example

{
  "invoiceId": "string",
  "session": {
    "token": "string"
  }
}

Fail Response Example

{
  "error": {
    "cause": "enum",
    "code": "string",
    "message": "string"
  },
  "invoiceId": "string"
}

Request Builder

For integration purposes use Payneteasy test scenarios to generate random card numbers.

Endpoint Id
Invoice Id	Generated by Merchant's server in "Initiate transfer"
Device serial number
Device imei
E-mail
Birthday
Ip Address
accessToken	Generated by Merchant's server in "Consumer authentication"
nonce	Generated by Merchant's server in "Initiate transfer"
signature	Generated by Merchant's server in "Initiate transfer"
Source Card number	Use either card-number or clientCardId, not both
CVV for a new card	Leave empty if clientCardId is being used
Card expiry month	Leave empty if clientCardId is being used
Card expiry year	Leave empty if clientCardId is being used
First name	Leave empty if clientCardId is being used
Last name	Leave empty if clientCardId is being used
Source Card reference	Use either card-number or clientCardId, not both
CVV for the reference	Leave empty if new card is being used
Destination Card number	Use either card-number or clientCardId, not both
Destination Card reference	Use either card-number or clientCardId, not both
Transfer amount	Will be calculated to centis in generated string
Currency	ISO 4217 alpha three-letter code
Loc. Latitude
Loc. Longitude
City
Country
ZIP Postcode
State
Street
Street2
Phone
Order description
Order site Url

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Curl for Windows